It’s likely that your biggest asset is your home; naturally, you’ll want to protect it. We’ll help you to protect your family home so it passes to those you love- it may even be disregarded as an asset during local authority means testing.

The Home Protection Trust

The HPT is a simple and effective way to protect your home. Your home is gifted into a Trust. You then nominate Trustees who will look after the trust, following terms that you stipulate. For example, the Trustees may hold the property for your loved ones, but the property may not be sold while you or any other nominated person continue to live there. This gives you security and at the same time protects the family home, without the need to move out or sell the house.

You can give yourself and your family peace of mind.

You can relax, safe in the knowledge that your home is protected … and so are you.

Concerned that you may wish to move or downsize? Don’t worry! The Trust can be drafted to accommodate this should you so require. The replacement property will then be covered and protected in the same way as the original family home. This is a great way to constantly protect property to leave to your loved ones, despite circumstances that may require you to change residences.

What if I have a mortgage?

All of our trusts are flexible, and can accommodate the fact that there is a mortgage in place. You must ensure you tell us at the time we prepare the documents that you have a mortgage. We will then reflect this in the documents accordingly.

As with any lifetime trust, we advise a consultation with one of our legal advisers. Initial enquiries are easy to make by telephone or email-click here for more information.

Protect your home for your loved ones… for life!

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